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Financial Ratio Analysis

This analysis examines Revlon's financial health based on the Income Statement and Balance Sheet provided in Exhibits 5 and 6 (p. 4-5). The data reveals a company with strong revenue growth but critical underlying weaknesses in profitability and solvency.

Key Financial Ratios (2013 vs. 2014)

Ratio Category & Name20132014Analysis
Profitability Ratios
Gross Profit Margin63.6%65.6%Improving. Gross margin increased, indicating better control over cost of revenue or a more favorable product mix.
Net Profit Margin-0.3%2.1%Significant Turnaround. Revlon moved from a net loss of $5M to a net income of $41M, a positive sign of the new CEO's impact.
Return on Assets (ROA)-0.2%2.1%Improving. The company is now generating a positive return from its asset base, though the return is still very low for the industry.
Liquidity Ratios
Current Ratio1.441.66Improving. Liquidity has strengthened, indicating a better ability to cover short-term obligations.
Leverage Ratios
Debt-to-Equity-4.38-4.02CRITICAL WEAKNESS. The ratio is negative because the company has negative equity (more liabilities than assets). This signifies insolvency and extreme financial risk. Although slightly better, it remains a critical issue.
Debt-to-Assets1.301.33CRITICAL WEAKNESS. A ratio greater than 1.0 means the company's assets are entirely financed by debt. This is an extremely precarious and unsustainable financial structure.

Overall Financial Health Assessment

Conclusion: A Fragile Turnaround

Revlon's financial situation presents a paradox. The income statement shows a remarkable turnaround from a net loss to a $41 million profit in 2014 under the new CEO (Ex. 5). However, the balance sheet reveals a company in a state of technical insolvency, with liabilities far exceeding assets, resulting in a negative total equity of -$644 million (Ex. 6). While profitability and liquidity have improved, the extremely high leverage remains a critical, existential threat. The company's survival depends on sustaining profitability to rebuild its equity base.